Insuring Hostile Cyber Activity: In search of sustainable solutions

Submitted by brighton@edelman.com on
State-sponsored cyberattacks that stop short of outright military conflict, otherwise known as hostile cyber activity (HCA), pose a threat to insurability due to the scale of potential accumulated losses. This third and final report in our series on cyber terrorism and cyber war examines in detail the ability of the private re/insurance sector to underwrite HCA risks and the role that public-private partnerships can play in fostering effective solutions.

 

The Geneva Papers: Special issue on Trust in Insurance | Summary

Submitted by admin on

Insurance relationships are fundamentally built on trust between insurers and their customers. Customers trust that insurers will act in ways that ensure their solvency and that they will promptly pay claims when they are due; insurers in turn trust that policyholders will make sure to minimise their risk after signing a policy and that any claims they make will be genuine. Certain shifts such as digitalisation, however, may pose a threat to customer trust as concerns around data privacy, misuse of information and bias or discrimination arise.

Future Urban Risk Landscapes: An insurance perspective

Submitted by brighton@edelman.com on
By 2050, more than two thirds of the world's population is projected to live in cities. Urbanisation is associated with fundamental socio-economic changes that present formidable challenges to socio-economic resilience and have significant risk management and insurance implications. This report explores the link between urbanisation and the dynamics of risk landscapes and examines insurers’ potential contribution to mitigating emerging vulnerabilities.

 

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