Financial Wellbeing: Is it the key to reinventing life insurance?
Authors: Adrita Bhattacharya-Craven, Richard Jackson, Kai-Uwe Schanz
A series of drivers are reshaping financial risks, particularly in the area of retirement. A rise in health expenditures, ageing populations and low interest rates are contributing to retirement insecurity around the world. Long-term savings will be increasingly important in the coming decades, yet the demand for savings-oriented life insurance products has been declining.
This report, produced in collaboration with the Global Aging Institute (GAI), outlines how life insurers can promote financial wellbeing by going beyond the traditional business model to help people accumulate sufficient savings, maintain healthy lifestyles and manage risk over longer life spans.
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